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Tiphaine M.TM

Tiphaine M.

Product Lead | B2B SaaS | Fintech Payments

On-demand
Paris, FR
15+ years

Average response time: 1 hour

About Tiphaine

🚀 I help fintech and B2B SaaS companies turn complex financial products into scalable, revenue-driving solutions by structuring clear product vision, delivery execution and go-to-market.

Roles: CPO · Head of Product · Product Director · Product Manager · Product Marketing Manager · Full-time or Fractional

Domains: fintech, B2B SaaS, payments, banking.

Why work with me: Pragmatic product leadership · Deep domain expertise · Fast ramp-up in complex environments · Strong focus on measurable business impact.

Strategic Product Leader with 20+ years of experience in banking, fintech and payments (BNP Paribas, SBS). I lead products end-to-end across the lifecycle from strategy and vision to delivery and GTM driving strong business impact.

Impact delivered: €25M+ Deals Generated · 15M+ Users Impacted · 8+ Strategic Partnerships.

Example of services:

🧭 1 — Product Strategy & Vision for Fintech and SaaS Products
  • Product vision and strategy definition
  • Market and competitive analysis
  • New business opportunities and business case
  • Product positioning and roadmap prioritization
  • Build or Partner, Strategic partnerships
🤖 2 — AI Strategy & Product Integration
  • Identification of AI use cases
  • Prioritization based on business impact and ROI
  • Roadmap definition
  • Integration of AI capabilities into existing products
⚙️ 3 — Product Delivery & Execution for Complex Digital Products
  • User discovery and requirements
  • Roadmap execution and prioritization
  • Cross-team alignment (engineering, design, business)
📈 4 — Product Marketing & Go-To-Market for B2B SaaS and Fintech
  • Value proposition and segmentation
  • Product positioning and messaging
  • Go-to-market strategy and launch support
  • Sales enablement and training
🌍Context: data-driven decisions, international environment, team leadership.

📍Available for Hybrid / Remote missions across France, Barcelona, Amsterdam, Dublin, London.
  • English

    Native or bilingual

  • French

    Native or bilingual

  • Spanish

    Basic

Can work on-site
Paris (up to 50km), Toulouse (up to 50km), Montpellier (up to 50km), Bordeaux (up to 50km)

Experience

  • SBS Fintech
    Strategic Product Manager | B2B SaaS Banking Platform
    BANKING AND INSURANCE
    July 2024 - March 2026 (1 year and 8 months)
    Paris, France
    Product strategy for a next-gen Data & AI native core banking platform powering payments and account management:


    -Define product vision through data-driven market and user discovery
    -Conduct opportunity assessment including new regulations
    -Drive strategic roadmap prioritization, business plan (ROI) and pricing
    -Build strategic partnerships with fintechs and a GenAI assistant
    -Lead go-to-market and support major RFPs (T2 Belgium banks, ...)
    -Act as transversal lead across 6 PM aligning strategy and framework
    -Work cross-functionally with engineering, data, AI, design and sales


    🚀 Multi-country AI native banking platform and key deals (15M accounts)
    Product Strategy Go-to-Market (GTM) Strategy Team Leadership Partnerships
  • SBS Fintech
    Senior Product Manager | Cards - B2B SaaS Platform
    BANKING AND INSURANCE
    May 2022 - July 2024 (2 years and 2 months)
    Toulouse, France
    Built a card offering as part of a SaaS core banking platform:
    -Defined the solution: requirements, UI/UX, Data (dashboards), ROI
    -Drove roadmap delivery: backlog priorities, rituals, budget(4000 mds)
    -Established partnerships with card issuer processors and connectors
    -Supported Sales on RFP proposals, pitches and customer demos


    🎯 Next-gen cards offering and key deals (Million+ transactions monthly)
    Product Delivery Partnerships Product Discovery User Experience Design Data visualisation
  • BNP Paribas
    BankAccount Manager
    BANKING AND INSURANCE
    January 2016 - April 2022 (6 years and 3 months)
    Toulouse, France
    Managed and grew a portfolio of 250 SMB customers
    -Financial advisor and credit risk analysis
    -Strong exposure to customer needs and revenue drivers
    -Advisory on financial products, eCommerce, Payments solutions, business and personal loans
    -Performance and growth KPIs
    -Start-up hub with specific conditions and workshops
    Sales Customer Relationship Management (CRM) Financial Analysis Credit Risk SMB

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Education

  • Computer Engineer - Payments/Cards
    Ensicaen
    2004
    Computer Engineer - Payments/Cards
  • Master's Degree in Management
    IAE
    2003
    Master's Degree in Management

Certifications

  • Leadership Program
    SBS
    2025
    Cross-functional Team Leadership Team Leadership
  • Product Manager
    Pragmatic©
    2025
    Product Strategy Product management AI Product Management User Discovery

Skill set

Categories