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Myriam BourgeotMB

Myriam Bourgeot

Délivre la valeur du paiement et de la fraude

€1,200/day
Paris, FR
15+ years

Average response time: 1 hour

About Myriam

Passionnée par les paiements et la lutte contre la fraude, j’ai développé et structuré ce domaine pour des types d’organisation variées, avec un impact direct sur le business.

Je m’appuie sur :
  • une vision 360° : business / produit / data / tech / réseau de partenaires, tous alignés de la stratégie à l’excellence opérationnelle,
  • ma capacité à faire évoluer des organisations pertinentes et frugales,
  • en m’appuyant sur la data et des analyses ciblées.

Mon offre de services couvre :

1. Développement de services financiers innovants
  • Du design et business case jusqu’au lancement

2. Diagnostic
  • Audit de la performance des paiements
  • Audit de la performance de la prévention de la fraude
  • Audit des coûts de paiement
  • Audit de l’efficacité organisationnelle

3. Stratégie
  • Plan d’action personnalisé pour améliorer la performance des paiements
  • Plan d’action personnalisé de réduction de la fraude
  • Réduction des coûts de paiement
  • Design organisationnel pour maximiser l’impact du paiement et de la fraude

4. Delivery
  • Pilotage de programme – paiement, prévention de la fraude, nouveaux services financiers
  • Gestion de RFP bout en bout
  • Amélioration de la gestion des partenariats
  • Formation des équipes
  • Développement d'une culture et orga produit agile
  • Lancement d'un PI planning. Le paiement est un excellent domaine pilote pour lancer cette démarche dans votre entreprise
  • French

    Native or bilingual

  • English

    Native or bilingual

  • German

    Conversational

Can work on-site
Paris (up to 50km)

Experience

  • Stripe Global Customer Advisory Board
    ADVISOR
    CONSULTING AND AUDITS
    January 2022 - August 2025 (3 years and 7 months)
    Twice a year at Stripe's HQ, advised Stripe product teams on upcoming roadmap. Around 20 board members, 2 days on site and remote follow-up
    Product management Payments Fraud Prevention Partner Management Corporate strategy
  • La Redoute
    DIRECTOR ORDER, PAYMENT & FRAUD
    E-COMMERCE
    May 2024 - August 2025 (1 year and 3 months)
    I redesigned the strategy and launched impactful initiatives:
    • Repositionned partnerships and renegotiated key contracts with significant quality and cost impact
    • Revamped fraud prevention from a manual to a data driven approach. Selected and launched a new scoring tool targeting both payment and refund abuse. Target was to lower friction on legitimate customers, cut refund abuse by 60% and automate operations
    • Launched new payment mean, on track to deliver €5m annual extra EBITDA
    • Launched the Order scope, focusing on after-sale / refund experience first. Tactical approach to rely on synergy with refund abuse project (risk scoring for faster refunds to legitimate customers)
    Payments Corporate strategy Fraud Prevention Partner Management Product management
  • MANOMANO
    HEAD OF PAYMENT, FRAUD PREVENTION AND SELLER FINANCE
    E-COMMERCE
    January 2020 - April 2024 (4 years and 3 months)
    I scaled up the domain to fuel hypergrowth while developing a frugal organization with outstanding team members and role models partnerships. In 2020, through Covid lockdowns, our sales doubled, which we further built upon.
    • Fully integrated payment in company strategy (reporting to deputy CEO)
    • Led best in class partner management, impactful contract negotiations and significant cost reduction
    • Ensured compliance with agility (SCA, PSD2 marketplace requirements, card schemes requirements, Brexit)
    • Scaled up the team with frugality, a great succession plan and role model partnership with Product & Tech
    • Drove incremental revenue from sales (increased performance, new payment options, improved UX, improved incident management) and new revenue lines (trade marketing, working capital pilot for sellers)
    • Pivoted Fraud from manual /process driven to a data driven team with fraud rates consistently lower than market standard with minimum friction on legitimate users (zero manual review)
    • Revamped payout service to sellers. Target: improving seller experience, ensuring long term compliance, increasing security, reducing seller credit risk, automating financial reconciliation
    • Managed operations, customer focused, data driven, with increased simplicity and automation
    Payments Corporate strategy Fraud Prevention Product management Partner Management

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Education

  • MASTER IN MANAGEMENT
    ESCP EUROPE BUSINESS SCHOOL
    2024
    MASTER IN MANAGEMENT
  • PREP PROGRAM TO BUSINESS SCHOOLS COMPETITIVE EXAM
    HENRY IV HIGH SCHOOL
    2000
    PREP PROGRAM TO BUSINESS SCHOOLS COMPETITIVE EXAM

Skill set

Categories

  • Other